Mahal, R. (2014) “Frugal Innovations for Financial Inclusion (FI4FI) of Yes Bank Ltd”., PARIDNYA- The MIBM Research Journal, 2(1), pp. 113–120. Available at: https://paridnya.informaticsglobal.ai/index.php/PARIDNYA/article/view/99494 (Accessed: 12 October 2026).